Niccolò Sapio.

Portfolio

16 companies

Seed 2025

Able

Digital credit and savings infrastructure-as-a-service for telcos, banks, and fintechs in emerging markets, covering embedded lending, savings, and card products.

Fintech Infrastructure
Pre-seed 2024

Alya

Moroccan Buy-Now-Pay-Later provider offering 0% interest installment payments (2 to 4x splits) for online and in-store retail purchases.

Fintech BNPL
Pre-seed 2023

Avata

Embedded insurance infrastructure (API/technical gateway) that lets gaming platforms, NFT marketplaces, and digital asset issuers offer plug-and-play coverage for in-game items, accounts, and other digital assets against theft, hacking, and loss.

Insurtech Gaming
Seed 2023

Coinnect

AI-driven cyber risk platform for third-party risk management, attack surface monitoring, and NIS2/DORA compliance, serving cyber insurers, MSPs, and enterprises.

Insurtech Cybersecurity
Series A 2025

Curacel

AI infrastructure for insurers that automates claims processing, underwriting, fraud detection, and payouts across health, auto, and travel lines.

Insurtech AI
Pre-seed 2025

Cypherleak

Automated cyber risk monitoring platform that scores and remediates SME cyber exposure (leaked credentials, attack surface, dark web) using only a domain name; also powers cyber insurance underwriting.

Insurtech Cybersecurity
Seed 2026

Flash

Consumer fintech app for bill payments and scan-to-pay purchases, processed via Banque Misr under Central Bank of Egypt approval.

Fintech Payments
Pre-seed 2025

Jobo

Digital staffing and interim-labor platform, offering compliant, same-day placement of blue-collar and skilled temp workers.

HR Tech Staffing
Seed 2025

Journify

Server-side ad signal infrastructure that captures, validates, and enriches conversion data before delivering it to Meta, TikTok, Snap, Google, and other platforms via official Conversion APIs.

Adtech Martech
Seed 2026

Physical Superintelligence

AI research lab building a vertically integrated "factory" to discover and commercialize new physics breakthroughs at scale.

AI Frontier-AI Research
Pre-seed 2023

Quidkey

Pay-by-Bank checkout infrastructure (account-to-account payments) with programmable treasury, cutting card fees and automating post-payment tax, FX, and splits.

Fintech Payments
Pre-seed 2025

Raid AI

Real-time multimodal deepfake detection (audio, image, video) for enterprises, delivering sub-50ms voice fraud detection with cloud and air-gapped deployment options.

AI Cybersecurity
Pre-seed 2026

Ralio

Trust and guardrail layer for agentic B2B payments, verifying AI agent identity, enforcing spend limits, and auditing transactions before money moves across bank rails, cards, and stablecoins.

AI Fintech
Pre-seed 2023

SE3 Labs

Spatial AI company building real-time 3D perception and command infrastructure for autonomous defense systems.

AI Defense
Pre-seed 2025

Stairling

French VTC (ride-hailing) driver employment platform that converts gig drivers into salaried employees with social protection, across Uber, Bolt, Heetch and other platforms.

HR Tech Mobility
Pre-seed 2025

Zazu

All-in-one digital business banking platform for African SMEs, covering accounts, invoicing, spend management, and bookkeeping in one dashboard.

Fintech Business Banking

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